I know you are most likely overloaded with people wanting to take your property.
We are not one of them. I am 62 years old, I have a wealth of knowledge from my Banking, Real Estate and Mortgage experience.
At this stage in my life, I merely want to help others who don’t necessarily have this knowledge by advocating for them.
If you need my help, just let me know. I would be honored to help you in any capacity I can.
See some very important information below.
This time sensitive information could change several aspects of life for you and alleviate many complicated problems that come with the public foreclosure process.
My name is Priscilla Brooks. CA DRE license #01192639 I am licensed with American Dream RE here in Fresno County and my goal is to consult with you about how to potentially erase the hassles of foreclosure. I am happy to work on your situation for you with ZERO up-front costs. There are many differences between a foreclosure and alternative resolutions that may be available to you, that may be far more emotionally and financially beneficial. It will be up to you to call, email or via the contact form below, at your earliest convenience so we can get the process started immediately.
It can’t be emphasized enough how this is very time sensitive. If the information that I have received is correct, your mortgage may be in default, and we only have a small window of time to work with.
If you would like to potentially avoid all the hassles of the public foreclosure process, or if you would like to explore ways that I may be able to advocate with you about how you can make an easier transition (and possibly help you to obtain cash from equity in your home, when selling), view the comparison chart below and call me today at 559-970-6349.
This notice is informational and is not provided to you in an advisory capacity.
In the past, it was rare for a bank/lender to accept some alternative resolutions. Today, however, due to overwhelming market changes, lender policy changes, and federal government mandates, your chances of finding a better resolution may be much greater than they were in the past. There isn’t any need for you to deal with all the grief of being dragged through a public foreclosure if I can consult with you to find a better solution. If it requires legal help an attorney will be best suited, and I’ll recommend that in the event it is beyond my expertise as a real estate consultant.
*The chart below is informational only and subject to inaccuracies. It should not be considered applicable to every case. Credit impact and rule of law related to deficiencies, remedies and penalties vary in certain jurisdictions. The chart and this notice are not promises or an implication that you can avoid foreclosure or find an alternate resolution, and you should continue to make mortgage payments and act in good faith. You are advised to consult an attorney on legal matters or to represent you with loan modification options, if necessary. Those are beyond my scope.
| Matter | IMPACT | Cash Potential |
| FORECLOSURE | Credit Score may be lowered as much as 160 points. Usually, will impact credit or up to 10 years. It can be nearly impossible to buy another home for years. | In 100% of foreclosures (*except in those states where there is no deficiency) the bank has the right to pursue a deficiency judgment. |
| DEED IN LIEU (Alternative Resolution) | Credit Score may be lowered as much as 50-125 points. Usually, will impact you less than foreclosure. | If accepted, the lender may release you from all further monetary obligations. |
| SHORT SALE (Alternative Resolution) | May show as “settled” or “legally paid in full for less than the loan balance” You can qualify much more quickly for an FHA or Fannie Mae backed loan than with a foreclosure (potentially after only 2 years.) | If accepted, the lender may release you from all further monetary obligations. Your lender may not agree to modify your loan. |
| QUICK OFFER OR TRADITIONAL SALE (Alternative Resolution) | Only defaulted payments will appear on your credit report. No foreclosure or further default on record. | If you have equity in your home, you may very well walk away with a good sum of cash in your pocket. |
As your real estate consultant/advocate, as I work with the bank to handle all the paperwork necessary and speak with you about how you might avoid the foreclosure process, there are ZERO up-front fees that you will incur. In most cases my service is completely paid out of the contract at the time of closing (instead of up-front from your pocket).
As you can imagine, we have limited capacity, and because of the time sensitivity of potentially avoiding the public foreclosure process, call me now at 559-970-6349. While I can’t guarantee any specific results, I believe that I may be able to offer some potentially useful insight. There is ZERO COST to meet with me.
Happy to serve you,
Priscilla L Brooks, CA DRE# 01192639